Thursday, November 15, 2007

How To Choose The Right Life Insurance Policy

Life insurance ? what is it & how does it work?
Life insurance is the simplest, most popular and cost effective way to financially protect any dependants in the event of your death. While it won?t help those left behind to get over their loss, the benefit of a lump sum, in most cases tax-free, will guarantee your family aren't deprived of funds during an already stressful time.
With the cost of life insurance at an all time low, now is the perfect time to arrange cover. For those in good health, a policy that was taken out six years ago can be replaced today for significantly less, despite the fact that being older, one is in theory at greater risk. The industry over-reaction to the threat of AIDS initially caused premiums to rocket skywards, but when the View the rest of this article


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